Benalytix
AI Benefits Audit
Benefits Audit by Benalytix
Complete your setup in five steps — then Claude AI delivers a full compliance audit.
1
Company Setup
Anthropic API Key
Used only in your browser — never stored. Get yours at console.anthropic.com
Company Logo
Upload Logo
PNG, JPG, SVG — shown on report
Audit Depth
Standard
Key gaps & top fixes
Deep
Full section analysis
Forensic
Litigation & anomaly
Audit Focus — Select a single benefit or run all
All Benefits
Full audit
Medical
ACA & carriers
Dental & Vision
Plan & billing
Life & Disability
STD, LTD, imputed
401(k)
ERISA & timing
HSA / FSA
NDT & limits
COBRA
Notices & timing
Voluntary
Supplemental plans
2
Employee Roster
e
Upload Employee Roster / Census
Active employee list with enrollment status, hire dates, departments, and eligibility data. Used to audit enrollment accuracy, dependent eligibility, and headcount-based compliance.
e
Recommended columns: Employee ID, Name, Department, Hire Date, Enrollment Status (Medical/Dental/Vision), Dependents, FT/PT, State. Export from your HRIS (ADP, Workday, Paylocity, etc.). Skip if unavailable — audit will proceed without headcount validation.
3
Upload Documents by Workstream
HR & Benefits Admin
Plan summaries, enrollment records, benefits guides
Documents to upload
Required
Recommended
Optional
Drop files or click to browse
PDF · DOCX · XLSX · CSV
Finance & Payroll
Invoices, rate sheets, deduction & billing records
Documents to upload
Required
Recommended
Optional
Drop files or click to browse
PDF · DOCX · XLSX · CSV
Legal & Compliance
ERISA filings, ACA reports, plan docs, NDT results
Documents to upload
Required
Recommended
Optional
Drop files or click to browse
PDF · DOCX · XLSX · CSV
Retirement & Investment
401(k) plan docs, fee disclosures, investment records
Documents to upload
Required
Recommended
Optional
Drop files or click to browse
PDF · DOCX · XLSX · CSV
COBRA Administration
Event logs, notice records, participant roster, payment ledger, TPA reconciliation
Documents to upload
Required
Recommended
Optional
Drop files or click to browse
PDF · DOCX · XLSX · CSV
No documents? No problem — Claude will perform a best-practice gap assessment using your company context and audit scope. Upload whatever is available for the most detailed findings.
Check Register
AP / Finance Check Register
Analyzed across all applicable workstreams
Finance & Payroll
Verifies carrier premium payments arrived on time and in the correct amounts — late payments trigger retroactive coverage terminations
Retirement & Investment
Audits DOL 401(k) deposit timing (7-business-day rule), late deferrals, employer match accuracy, and prohibited transaction flags
COBRA
Confirms COBRA premiums collected from participants were forwarded to the carrier — gaps create unexpected coverage liabilities
Upload once — Claude maps payments to each workstream automatically · XLSX · CSV · PDF
4
Select Audit Scope
Medical Insurance
HRFinanceBenefitsCompliance
401(k) & Retirement
HRLegalPayrollInvest
Dental & Vision
HRBenefitsFinance
Life & Disability
HRFinancePayroll
HSA / FSA
HRPayrollLegal
Commuter Benefits
HRPayrollFinance
Voluntary Benefits
HRBenefitsPayroll
COBRA Administration
HRLegalCompliance
HRIS Document Reference — What to pull from your system
Medical & General Benefits
Employee Census ReportBenefits Enrollment ReportNew Hire / Termination ReportDependent Audit ReportLeave of Absence ReportACA 1094-C / 1095-CMonthly Premium BillingSBC / SPD DocsMental Health Parity Analysis
401(k) & Retirement
401(k) Contribution File (YTD)Employer Match RegisterVesting Schedule ReportForm 5500 (last 3 years)Non-Discrimination Test Results408(b)(2) Fee DisclosuresInvestment Policy StatementAuto-Enrollment Config
Life & Disability
Life Insurance Enrollment ReportSTD / LTD Enrollment ReportImputed Income ReportW-2 Box 12 Code C DataEOI LogLife & Disability Invoices
Dental & Vision
Dental Enrollment ReportVision Enrollment ReportDental SBC / Certificate of CoverageVision SBC / Certificate of CoveragePremium Invoices
HSA / FSA
HSA Enrollment & Election ReportFSA / DCFSA Enrollment ReportHSA Contribution File (EE + ER)FSA Deduction RegisterPre-Tax Deduction Summary (YTD)HSA Seed Funding LedgerFSA Forfeiture ReportHDHP Qualification Checklist
Commuter Benefits
Commuter Enrollment ReportPre-Tax Commuter Deduction RegisterEmployer Subsidy LedgerOverage / Post-Tax AdjustmentFICA Tax Savings Report
P Voluntary Benefits
Voluntary Benefit Enrollment ReportEAP Utilization ReportAccident Insurance CertificateCritical Illness PolicyHospital Indemnity CertificatePayroll Deduction File
COBRA
Qualifying Event LogCOBRA Notice Sent Log (date-stamped)COBRA Participant RosterCOBRA Payment Ledger (102% / 150%)TPA Reconciliation ReportERISA Section 606 Notice InventoryState Mini-COBRA Files
5
Run Your Audit
Ready to analyze
Claude AI will audit all selected categories at the chosen depth — flagging compliance gaps, benchmarking against market standards, and estimating cost savings.
1
Reading
Files
Files
2
Extracting
Content
Content
3
AI
Analysis
Analysis
4
Processing
Results
Results
5
Building
Report
Report
Preparing...
Something went wrong
Executive Summary — Benalytix
Recent Audits
Stored locally in your browser — up to 20 audits retained.
Dashboard
Aggregated findings, errors, fixes, and cost savings across all saved audits.
No audit data yet
Save at least one completed audit to populate the dashboard.
Monthly Bill Reconciliation
Upload four documents, AI cross-references them line by line, and surfaces every discrepancy — in seconds.
Benefit Type — Select the type of bill you are reconciling
Medical
ACA tiers, COBRA
Dental
Basic, major, ortho
Vision
Exam, frames, contacts
Life & Disability
STD, LTD, imputed income
401(k)
Contributions, timing
COBRA
Elections, remittance
Combined
Multiple benefit lines
One carrier per run. Each carrier sends a separate invoice — run this once per carrier per month. For example: UnitedHealthcare (Medical) → Delta Dental (Dental) → VSP (Vision) → Guardian (Life & Disability). Select the benefit type above so Claude applies the correct reconciliation rules for that bill. Use Combined only if a single invoice covers multiple benefit lines.
Carrier Invoice / Insurance Bill
The monthly bill from your insurance carrier
Lists every covered employee, their plan, tier (EE / EE+Spouse / Family), and the premium charged. This is what you're reconciling against.
Drop invoice or click to browse
PDF · XLSX · CSV
Benefits Enrollment Report
Who is actually enrolled — from your HRIS
Your source of truth. Shows each employee's plan election and coverage tier. Used to find termed employees still being billed, missing employees, and tier mismatches.
Drop enrollment report or click to browse
XLSX · CSV · PDF
Payroll Deduction Register
Employee premium deductions for the month
Shows what was withheld from each employee's paycheck for benefits. Used to verify the employee cost-share is correct and calculate the employer's true net cost.
Drop deduction register or click to browse
XLSX · CSV · PDF
Check Register / Payment Record
Confirms what was actually paid to the carrier
Cross-validates the payment amount and date against the invoice. Catches short payments, overpayments, and missed payments that could trigger retroactive coverage termination.
Drop check register or click to browse
XLSX · CSV · PDF
Ready to reconcile
Claude will cross-reference all documents line by line — flagging every discrepancy, calculating net costs, and generating a prioritized action list.
Reading documents...
—
—
—
—
Discrepancies Found
—
| Employee | Plan / Tier | Issue | Billed | Expected | Variance | Urgency | Action |
|---|
Matched Employees
Show
Action Items
—